The planning process involves the following aspects:

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• Development of corporate group insurance strategies

• Evaluation of an employer's competitive position

• Review and design of contractual limitations

• Insurance coverage for Canadian residents working in the
  The United States and abroad

• Insurance coverage for expatriates

• Incorporation of cost containment features

• Advising on new products and services

• Evaluation and selection of alternative delivery systems

• Design and analysis of flexible benefits programs

• Executive and multi-level benefits planning

• Assisting with union negotiations including planning and
  benefit cost projections

• Feasibility Studies